Return of Premium:

To get a quote on a return of premium term product, please call 1 866 340 4748 or email us at [email protected]

Return of premium policies are term life policies that besides guaranteeing the death benefit for a specific number of years, also guarantee a return of your premium at the end of the guarantee period. These policies may cost 25-50% more a year than regular term policies, but guarantee the return of the premium paid on a non-taxable basis. These policies reward you for staying alive.