OK, it’s time to stop putting off the inevitable: thinking about who will take care of you when you can no longer take care of yourself.

It’s Long-Term Care Insurance Awareness Month, making it the perfect “excuse” to explore something no one wants to think about, but that we all need to. Keep in mind that according to government statistics, 70% of people will need some type of long-term care after age of 65.

Here is a comprehensive look at what long-term care insurance does and why people have purchased it—from those who have it. Take a couple of minutes to watch:

The bottom line: Long-term care insurance helps make sure that you’ll have access to high-quality care should you ever need it. And using insurance to pay for care also means that you won’t need to choose between getting the assistance you need and spending down your life’s savings.

Give your agent or advisor a call and get the conversation started.